Author: Presholives

  • Practicing mindfulness

    Practicing mindfulness

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    Psychologist Jack Kornfield recently said in an interview, “The cultivation of mindfulness  really allows us to become present for our own body, for the person in front of us, for the life we’ve been given. Out of that grows, quite naturally, the spirit of gratitude.”

    Jon Kabat-Zinn defines mindfulness rather nicely as “paying attention on purpose in the present moment, non-judgmentally…as if your life depended on it.” He recommends it as “a way of connecting with your life… that doesn’t involve a lot of energy” but rather “a kind of cultivating attention in a particular way.” When we practice mindfulness, we allow our thoughts and feelings to move through us without taking over and getting us lost.

    Mindfulness enables us to stay more connected to the people around us and awaken to what we’ve been missing, while plugging along in our daily existence. Practicing mindfulness is an ongoing, organic and effective way to tap into our feelings of gratitude.

  • Top signs that shows your man isn’t ready for marriage.

    Top signs that shows your man isn’t ready for marriage.

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    At one point or the other, ladies expect the men to get down on their knees and propose.

    However, this doesn’t happen always. Not every relationship end up in marriage and in some cases, a few may look like they will but at the long run, the women get to discover it’s a ghost chase with those men.

    Ladies unlike the men have the urge to settle down quickly and start a family. Most men often feel pressurized when it comes to this issue of settling down with a lady and getting married. As ladies, what are the implications of dating men who aren’t ready to settle down and what are the signs that say a man isn’t ready to settle down.

    1. Lack Of Commitment

    This isn’t so difficult to observe. When a man shows no zeal or interest in making future plans with a woman, then the future of that relationship itself is questionable. Men like these are hard to make plans with. They probably want to have fun and keep things as they are. They prefer the relationship to be as plain as possible and may suggest keeping things as they are for a while. They avoid complications that may arise from meeting the lady’s family members and could date the woman for as long as possible without suggesting they get engaged or seal the relationship.

    2. Money Minded

    A man who is passion driven and ambitious may not want to settle down until he’s attained stability in his finances and is comfortable. Men with this kind of mentality would always want to make headway with their careers first before plunging deeper into a relationship. They understand that without money, marriage is a bridge they may never cross.

    3. Failure To Plan His Life With You

    A man who doesn’t let his girlfriend in on the little details of his life isn’t ready to take any step towards settling down. Not only is he expected to ask the woman about plans for her life, he should be able to discuss the things he hopes to achieve with her as well. This would give the lady a sense of belonging and both of them could work things out from that vantage point. A man who wouldn’t share details of his work and family shows he’s not ready to settle down. He prefers to be as shady as possible.

    4. Lack Of Responsibility

    A man who cannot cater for the needs of his girlfriend and people around him strikes one as being irresponsible. Men like these often lack the initiative to do things on their own and when they do, it turns out to be the wrong things. They would rather blow large amount of money away on irrelevant things and get stranded on the major projects of their lives. They have no set priorities and would be quick to jump off the cliff with a new person of interest. The ladies in their lives have a feeling of insecurity due to their recklessness. Men like these could engage a woman for as long as possible and never make plans to marry her. Life is all about fun and adventure to them.

    5. Secretive

    Some men are weird and secretive. Everything is coded with them. They avoid taking the ladies out to major functions that involves family and friends. They are more or less afraid to be seen in public with these ladies. They avoid the word marriage and make the women feel they are being rushed when the women demand for more. They also try as much as possible to make their family members out of the ladies’ reach and hide under the pretense of being too busy. These signs show a man isn’t ready to settle down.

  • 6 tips that will make your EX want you back.

    6 tips that will make your EX want you back.

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    Some relationships deserve a play back; a chance for people to set things right and correct their wrongs. Break ups are good sometimes, it allows for clarity and moments of reflection. But while making so much efforts at getting an ex back, there are dos and don’ts of the game.

    The following tips could help make you desirable to your EX again.

    1. Don’t Severe Ties

    This is one huge mistake that people make. They never want to have anything to do with that person at the moment they hurt the most. It may be good to stay away for a while to think things through and give the ex a chance to miss you and determine whether they want to stay with you. However, when one has gone past the pain, a reconnection should be made in the most subtle way; a way that don’t label you as being needy and unable to live without them.

    2. The Sold Birthright Tale

    Don’t because of your desperation at making your ex desire you and probably want you back do anything to please them at your own detriment. Don’t sell your integrity and allow an ex trample you. Doing this puts you in a compromising situation; you would never be taken serious and they would never be committed to you. You give them the impression you need them more than they need you and can’t live without them. Your affection and feelings would be taken for granted.

    3. Work On The Reason You Broke Up

    If it was your fault you broke up, you should probably look into the things that caused the break up and try to eliminate them. Break ups just don’t happen, something trigger them. If things happened as planned, there’s the likelihood of another disaster happening; an impending break up. During the moment you are staying away from your ex, work on your attitude.

    4. Never Talk Them Out Of A Relationship

    If you have the chance to connect with an ex, try to tread with caution. At one point or the other, your ex would want to venture into a new relationship. This is their way of reacting to the pain of the break up. These relationships hardly work out. Don’t abuse your position here and try not to talk them out of it. Trying to warn them would only make them more determined to try out the new relationship in order to prove you wrong. These relationships they go into help them see and appreciate your qualities more.

    5. Don’t Be A Pest

    Trying desperately to connect with your ex via numerous calls, texts, and social media check-ups is a wrong move. This would infuriate your ex and make them resent you. When trying to get your ex back, come as a friend who is ready to start afresh and not pick things up from where you left them. You don’t come off as being needy this way.

    6. Show Dependency

    While you may do a routine check on your ex, avoid making them feel monitored. Move on with your life, find a purpose. Strive to achieve your set goals; everyone appreciates success. Your ex would be proud of you knowing you are breaking grounds and making a huge success in your chosen field.

    The ability to conform with the above tips naturally fills you with confidence. Only then can you take bigger and bolder steps at asking your ex to come back.

  • 5 Investment options for your retirement.

    5 Investment options for your retirement.

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    Most people look up to investment options such as mutual funds, stocks or bonds when planning to invest for their retirement. There are various investment schemes that can help you save for your old age and enjoy your retirement. Listed below are some of the best options that you can invest in to keep swinging even after your 60’s.

    1. Senior Citizen Saving Scheme

    Once you’ve reached the age of 60, you can open a SCSS or Senior Citizen Saving Scheme. Unlike the regular savings account, the SCSS provides interest benefits upto 9.20%, with pay out every quarter of the year. A senior citizen account also provides several tax benefits as well. Additionally, if you also have a recurring deposit account (RD), you could also transfer interest from the SCSS account for benefits upto 10.5%.

    2. Fixed Deposit

    One of the oldest schemes for saving is the fixed deposit or a term deposit account that can be opened with any bank. You can deposit your money for a fixed amount of time (15 days to 5 years) on a much higher rate of interest than regular savings bank account. Upon maturity, you can withdraw the principal amount plus the interest and reopen a new fixed deposit account. Automatic renewal of term deposit accounts is also offered by various banks upto any amount of money.

    3. Post Office Monthly Income Scheme (POMIS)

    Postal Saving Schemes not only help you save your valuable assets for the future but is also one of the safest. It works like a regular savings bank account that you open with the post office and get interest and tax benefits with yearly payouts. Several countries treat post office savings in a similar manner as the fixed deposit or term deposit accounts, with added tax exemptions provided with opening an account with the post office.

    4. Mutual Funds

    Investing in mutual funds is yet another popular retirement scheme that gives a hefty payout upon maturity. They can include various types of securities such as stocks, bonds and assets from several investors that are managed by professionals. One can invest in mutual funds offered by various small and large banking or financial corporations to receive a regular promised income and additional funds through the collective capital gains. If you have little experience in stock trading, then you know how hard it is for an individual to manage his stocks and bonds without any professional help. Mutual funds provide you with that edge that eliminates the fear of financial losses as your money is pooled with several other investors.

    5. Reverse Mortgage

    Most people at least have a self-owned house by the time they retire from their jobs. While saving money that is enough for you to last your lifetime isn’t possible for many, one can also apply for a reverse mortgage that would allow you to liquidate the value of your house and still enjoy its ownership during your old age. Nevertheless, one must also make sure that there is no outstanding loan or mortgage on the house before applying for reverse mortgage.